Canadian Dental Care Plan (CDCP)
Affordable dental coverage for eligible Canadians — and we're here to help you use it.
What is the CDCP?
The Canadian Dental Care Plan (CDCP) is a federal government program that provides dental coverage to eligible Canadians who don't have access to private dental insurance. Launched in 2024, it's one of the most significant expansions of dental benefits in Canadian history.
The plan is administered by Sun Life on behalf of the Government of Canada and covers a wide range of dental services — from routine checkups and cleanings to fillings, extractions, and more.
Why the CDCP Matters
Oral health is deeply connected to overall health. Untreated dental problems can contribute to heart disease, diabetes complications, and chronic pain — yet cost has historically been one of the biggest barriers to care.
Oral health affects whole-body health
Gum disease and untreated infections don't stay in your mouth. Research links poor oral health to cardiovascular disease, respiratory issues, and complications in managing diabetes.
Cost should never be a barrier
Millions of Canadians have been skipping dental care because they simply can't afford it. The CDCP changes that — giving people access to the preventive and restorative care they need.
Prevention saves money long-term
A routine cleaning and checkup costs far less than treating an advanced cavity or gum disease. Getting regular care under the CDCP protects both your health and your wallet.
Designed for those who need it most
The CDCP prioritizes seniors, children, and adults with disabilities — groups that have historically faced the greatest barriers to dental care in Canada.
Who Is Eligible?
To qualify for the CDCP, you must meet all of the following criteria:
- You are a Canadian resident with a valid health card
- You file your taxes in Canada (both you and your spouse/common-law partner, if applicable)
- You do not have access to private dental insurance through an employer, pension, or other benefits plan
- Your adjusted family net income is under $90,000 per year
Coverage is income-tested. Families with an adjusted net income under $70,000 receive 100% coverage. Between $70,000 and $79,999, you pay 40% of costs. Between $80,000 and $89,999, you pay 60% of costs.
Priority groups (phased rollout)
- Seniors aged 65 and older
- Adults with a valid Disability Tax Credit certificate
- Children under 18
What Services Are Covered?
The CDCP covers a broad range of dental services, including:
Preventive care
Exams, X-rays, cleanings, fluoride treatments, sealants
Restorative care
Fillings, crowns, bridges, dentures
Endodontic care
Root canals
Periodontal care
Gum disease treatment and scaling
Oral surgery
Extractions, including wisdom teeth
Prosthodontic care
Dentures and implant-supported prosthetics (some limitations apply)
Coverage amounts are based on the CDCP fee guide. Some services may have annual or lifetime limits. Your dentist will review your specific coverage with you before treatment.
How to Apply
File your taxes
You must have filed your most recent tax return. The government uses your tax information to determine eligibility and coverage level.
Receive your invitation letter
Eligible Canadians receive an invitation letter from the Government of Canada by mail. Keep this letter — it contains your application details.
Apply online, by phone, or by mail
Apply through the Government of Canada website (canada.ca/dental), by calling 1-833-537-4342, or by completing a paper application.
Receive your coverage card
Once approved, you'll receive a CDCP member card from Sun Life. Bring this card to your dental appointment.
Book your appointment
Call us or book online. Let us know you're covered under the CDCP and we'll handle the billing directly with Sun Life.
CDCP at Deep Cove Dental
We are proud to be a CDCP-participating provider. Our team is familiar with the plan and will help you understand exactly what's covered before any treatment begins.
We bill Sun Life directly, so there's no paperwork for you to manage. If there's a co-payment based on your income level, we'll let you know in advance.
If you're not sure whether you qualify, or if you have questions about what the plan covers, just give us a call. We're happy to help you figure it out.
Frequently Asked Questions
Ready to use your CDCP benefits?
Book an appointment today — bring your Sun Life member card and we'll take care of the rest.